Philip Michalek is the president and owner of PDM Investment Services. Mr. Michalek has a past career in engineering and engineering management with strong analytical skills. Mr. Michalek has acquired knowledge from studies in behavioral finance to help control emotions during market tops and bottoms. Mr. Michalek is dedicated to bringing analysis of the stock market to the average investor. Philip Michalek puts his personal money into his investment strategies. His motivation comes from his passion toward investing and helping others.
Mr. Michalek has been developing investment strategies and designing and managing personal and family portfolios since 2000. Mr. Michalek has been editor of the Focused Growth Investor Newsletter since 2004.
Philip Michalek is a self-taught investor reading over 50 investment books written by the designers of the most successful investment strategies, subscribing to the best investment newsletters and reading Barron's since 1994. Some of the most successful strategies over the past 100 years were developed by Benjamin Graham, Warren Buffett, Philip Fisher, Kenneth Fisher, Martin Zwieg, Ned Davis, Peter Lynch, James Stack, William O'Neil and Donald Hays.
Philip Michalek is the Advisor, Analyst, Portfolio Manager, Trader, Newsletter Editor, Compliance Manager and Business Manager. Philip Michalek is engaged in PDM Investment Services full-time and is not involved in any other business activity. Neither the firm, nor Philip Michalek has a material relationship or arrangement with any issuer of securities.
Our primary focus is portfolio analysis, design and management, not a broad range of financial products. What makes us different is that we offer a customized solution based on your needs. Most advisors want to sell you their complete portfolio management product and other products you may not need. The products we sell are the products that we use with our personal portfolios and have worked well for us.
Philip Michalek, President
Investment Advisor Representative
- We Put Our Client's Interests First
PDM Investment Services is a Registered Investment Advisor with a fiduciary responsibility to put its client's interests first. We focus on problem solving, not sales. We act with skill, care, diligence and good professional judgment. We will not mislead you and avoid conflicts of interest. If you are not happy with your financial advisor due to poor performance, high fees, poor service or lack of trust, it is time to change advisors.
- Customer Service & Integrity
We strive to serve our clients with the highest standards of ethics, integrity and professionalism. We focus on your needs, offering different levels of service to meet individual needs and budget.
- Independent Advice
We are an independent firm, not linked financially with any bank, insurance company or brokerage firm. Since we are independent, we are not pressured into pushing high cost commission products like loaded mutual funds and annuities. Our income is derived from management fees.
- Investor Education
We focus on educating our clients and our youth so they can make better investment decisions.
- Open Architecture & Transparency
Our open architecture allows us to purchase the best stocks and mutual funds, without limitations. Your investments are held with a discount broker as custodian for transparency and low cost.
- Management Owns the Products Recommended to Clients
President, Philip Michalek, invests his own personal money in the portfolios he recommends.
We put our clients interest first, investing our client's money in the same investments we
invest in our own portfolios. Performance is monitored and verified by an independent party.
We do not invest in illiquid investments like limited partnerships, penny stocks and hedge funds.
- Low Cost Structure
We invest in low cost strategies using a discount broker as custodian, purchasing no-load mutual funds with low transaction fees and paying reasonable portfolio management fees.
- Investment Strategy
1. Our Long-Term Market Indicator sets up the stock market exposure for our portfolios around there
define base risk level. We attempt to reduce stock market exposure during periods of high risk and
recessions and raise exposure during periods of low risk. We also use other top timing models to
confirm our model signals.
2. Our Strategic Asset Class & Sector Allocation Model sets up the percent of cash allocated to each
asset class and sector in a portfolio.
3. Our Mutual Fund Selection Model rates each active managed mutual fund and passive managed
exchange traded fund. Portfolios are designed and managed using higher rated funds and market
- Simple Portfolio Performance Reports
Each quarter you receive a simple portfolio performance report that contains market analysis, portfolio
performance & analysis, investments, asset allocation, cash movements and management fees. Our model portfolio performance is reported and verified annually by an independent party.
- Different Product Levels to Meet Your Individual Needs and Budget
Do-It-Yourself Investor Support. (Investor Education, Focused Growth Investor Newsletter)
Wealth Building Plans with Portfolio Management Services.
- Advantages of Working with a Small RIA (NAAIM 2016)
More satisfying experience, greater responsiveness, more personal level of attention, work with founding manager, portfolio models for smaller accounts, client-centric service model and avoid large company scandals.
- We Manage the Portfolios We Recommend, Not Outsource Them