Traditional Portfolio Asset Allocation Strategy
Typical asset allocation strategies invest mostly in Large Cap, International and Intermediate Term
Corporate Bonds. There equity position and sector allocation positions stays consistent with their risk level thru the
PDM Investment Strategy
Our strategy has higher positions in Mid Cap, Small Cap, Technology, Financial, Healthcare, Asia
and High Yield Bonds than traditional asset allocation strategies. We apply tactical asset allocation
for risk management, strategic sector asset allocation through the year as conditions change and use mostly active
managed funds. Our strategies perform best when more asset classes are outperforming the S&P 500, more
sectors are outperforming the S&P 500, value is outperforming growth, small is outperforming large, high
yield bond is outperforming intermediate term corporate bond and active is outperforming passive.
PDM Investment Services has a pro-investor structure. We are independent and have an open architecture.
We are not pressured into pushing high cost investment products like loaded mutual funds and annuities. We
do not have limitations on which stocks an
d mutual funds we can purchase. Your investments are held in
your custodian account for transparency.
Our strategy is based on growth at a reasonable price. We seek out managers of sound investment strategies
that consistently outperform the market without taking on additional risk. We use investment strategies that
have been used for years by the most suc
cessful investors. We are always searching for the best investment
research to enhance our strategies. We are always searching for the best fund managers, advisors and
newsletters and read investment books looking for
ways to enhance our strategy. From exp
erience, it is our
the best way to get rich is to use good time-tested investment strategies and stick with them.
We do not use risky strategies like derivatives, margin, options, shorting stocks, leverage and penny stocks.
We only use strategies
and invest in securities we would personally invest in for ourselves. PDM Investment
Services practice a pro-investor structure offering independent advice, open architecture, transparency,
and low cost solutions. Client
portfolio transactions an
d holdings are accessible to them thru their
Thru our experience, we
believe the total stock market, asset allocation, security selection, portfolio
management and advis
or structure all affect portfolio
Our tactical model
sets up our stock, bond and cash allocation. The allocation model sets up our sector and
asset allocation. Our stock and mutual fund rating systems tell
stocks and mutual funds to invest in.
Our strategies are employed using low
cost custodians to keep transaction costs low and no-load mutual
and manage a portfolio that
its benchmark requires luck and skill. Luck is needed to
overcome all the
like the economy, world markets and company manager
Skill comes from strategy, analysis, behavioral understanding and sticking with a solid investment plan.
We use the time-tested strategies listed below.
- Tactical Market Asset Allocation for Risk Management
- Strategic Asset Allocation, Strategic Sector Allocation, Concentrated Strategy, Growth Trends
- Security Selection, More Active Managed Investment
- Fundamental Analysis, Valuation Analysis, Technical Analysis
- Investor Psychology, Market Cycle Indicator, Cycle & Seasonality
- Low Cost Investments, Low Turnover, Management Ownership
- Technical Analysis
- Investor Psychology
- Growth Trends
- Market Cycle Indicator
- Active & Passive Managed Investments
- Low Turnover
- Concentrated Strategy
- Management Ownership
- Cycle & Seasonality
PDM Investment Services does not in any way guarantee the portfolio from loss, nor guarantee any minimum
investment performance for client portfolios. Investing in securities involves risk of loss t
hat clients should be
prepared to bear. PDM Investment Services shall be responsible only for the satisfactory performance of all
duties expressly assumed. Past performance is no assurance of future results. All investments involve
individual security risk
and market risk.
Recommendations and advice are given with the understanding that
the client assumes all risks involved. Always consider investment objectives and risk before investing.
Investing in individual stocks generally carries more risk than diver
sified mutual funds. It is not recommended
to invest more than 3% of a portfolio into any individual stock.