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We will analyze your current portfolio and provide a second opinion or create a new portfolio that invests in a
high performance low cost strategy. A $100,000 portfolio invested 25 years in a strategy that produces a 5%
improvement over an 8% annual return, would increase your wealth by $1,250,000 compared to the 8% return portfolio.
We will design the optimal asset allocation for your 401 (k) portfolio to meet your long-term retirement goals.
The largest contributor to a portfolio’s long-term performance is an optimal asset allocation.
We offer independent advice when reviewing your portfolio, a second opinion. Your portfolio is analyzed on the
criteria listed below:
- Asset Allocation
The breakdown of the portfolio asset classes
- Performance
Alpha – A measure of a portfolio’s excess return relative to its benchmark
- Performance Consistency
The percent of the years a portfolio outperforms its benchmark
- Risk Level
Standard Deviation – A measure that shows a portfolio’s variation from its mean over time
- Risk Adjusted Return
Sharpe Ratio – A measure of risk adjusted return, risk versus reward
- Maximum Drawdown
The most negative year of a portfolio over a select period of time
- Cost
Management costs, front-end loads, broker transaction fees
- Investment Strategy
Asset allocation, tactical asset allocation, security selection method, security analysis method, investment vehicle and management activity level
- Portfolio & Advisor Structure
Independent advice, open architecture, transparency, liquidity
- Management Ownership
How much of the portfolio managers personal investments are invested in the strategy they manage
- Current Investment Advisor
Credentials, certifications & disputes
Our portfolio analysis report is condensed and easy to read with only the key characteristics, not 30 pages of confusing tables and graphs.
The same analysis that is performed on the existing portfolio is performed on a new proposed portfolio for comparison.
Your portfolio is designed or enhanced to meet your goals, risk tolerance and time horizon. We have researched mutual funds, investment
managers and investment newsletters to find the best investment strategies to use in portfolio designs. Our portfolios mainly invest in stocks and no-load
mutual funds. We use diversified and focused sectors, tactical and asset class allocation, fundamental and technical analysis, growth and value, large and
small companies. The new portfolio design will list the security names, symbols, asset class, allocation and a grade.
Portfolio Analysis & Design,
Portfolio Performance Optimization, 401 (k) Asset Allocation Optimization
This fee is typically between $60 and $200. If you select PDM Investment Services to manage your portfolio, this service is free.
If you elect self-management, the rate is $30/hour.
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